Invoices and estimates
Send branded estimates, convert the approved ones into invoices in a click, and set recurring invoices for work you bill every month.
Toronto, Ontario
Bookkeeping software for Toronto businesses
Invoicing, connected bank feeds, 13% HST totals, and reports that are current — without hiring a bookkeeper to keep them that way.
Built for how Toronto businesses actually work
From a two-person studio in Liberty Village to a general contractor working across Scarborough and Etobicoke, Toronto businesses run on thin margins and long days. Pynse Books keeps the invoicing, banking, and HST side of that running without a bookkeeper on retainer.
Pynse Books runs in the browser, so it works from the office in the Financial District, King West, Liberty Village, North York, Scarborough, and Etobicoke or from a phone between jobs. There is nothing to install and nothing to back up.
What you get
Everything the books need, in one place
One workspace for invoices, banking, bills, tax, and reporting.
Connected bank feeds
Link your business chequing and credit card accounts so transactions arrive on their own instead of being typed in from a statement.
Bills and vendors
Record supplier bills, track what you owe, and keep vendor history in the same place as the money going out.
Sales tax handled
Set your tax rates once and let Pynse Books total what you collected and what you paid, so filing season is a report instead of a weekend.
Reconciliation that ends
Match bank lines to invoices and bills, clear the exceptions, and know the books tie out to the account balance.
Reports you will actually read
Profit and loss, balance sheet, and transaction detail refresh as the data lands, so you can check the month without waiting on anyone.
Sales tax in Ontario: 13% HST
Ontario businesses charge a single 13% HST that covers both the federal and provincial portions, and file it with the CRA. One rate, one return.
Rates are provided as general information and can change. Confirm your obligations with the Canada Revenue Agency, your provincial tax authority, or your accountant.
Built for how Toronto businesses actually bill
Toronto work is rarely a clean monthly retainer. It is a deposit, a progress payment, a change order, and a final invoice — often across several clients at once. Pynse Books tracks each one, shows you what is still outstanding, and keeps the HST on all of it in one running total.
Getting started in Toronto
Four steps, and the books largely keep themselves after that.
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Set up your business
Add your business details and set your 13% HST rate once. Every document you create afterwards uses it.
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Connect your bank
Link the account and card the business runs through so transactions arrive on their own.
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Send your first invoice
Add your logo and payment terms, then send an estimate or an invoice from the same screen.
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Watch the reports
Profit and loss, outstanding invoices, and sales tax totals update as the data lands.
Who uses Pynse Books around Toronto
Common in the Financial District, King West, Liberty Village, North York, Scarborough, and Etobicoke.
- Professional services and consultancies
- Software and creative studios
- General contractors and trades
- Independent retail and food service
By industry
Pages that go deeper on how a specific kind of business uses Pynse.
Bookkeeping in other Canadian cities
Ottawa
Ontario · 13% HST
Calgary
Alberta · 5% GST
Vancouver
British Columbia · 5% GST + 7% PST
Montreal
Quebec · 5% GST + 9.975% QST
Edmonton
Alberta · 5% GST
Winnipeg
Manitoba · 5% GST + 7% RST
Mississauga
Ontario · 13% HST
Brampton
Ontario · 13% HST
Hamilton
Ontario · 13% HST
Halifax
Nova Scotia · 14% HST
Kitchener-Waterloo
Ontario · 13% HST
All cities
Full list
Bookkeeping in Toronto: common questions
Does Pynse Books work for a business based in Toronto?
Yes. Pynse Books is built for Canadian small businesses, including those in Toronto and across Ontario. Set your 13% HST rate, connect a Canadian bank account, and invoice customers wherever they are.
How does Pynse Books handle 13% HST?
Ontario businesses charge a single 13% HST that covers both the federal and provincial portions, and file it with the CRA. One rate, one return. In Pynse Books you define the rate once, every invoice and bill applies it, and running totals show what you collected and what you paid.
Can I connect my bank account so I stop typing in transactions?
Yes. Pynse Books links to Canadian business chequing and credit card accounts through a secure banking provider, so transactions arrive automatically and can be matched against your invoices and bills.
Do I still need an accountant or bookkeeper in Toronto?
Most businesses keep an accountant for year end and tax planning. Pynse Books keeps the day-to-day records accurate and current, so their time goes on advice rather than sorting through receipts.
What if I also want to keep track of my personal money?
Pynse Balance is the personal finance app in the same family. Keep the business in Books and your household accounts, budgets, and savings goals in Balance so the two never get mixed up.
Get your Toronto books in order
Set up your business, connect the bank, and send the first invoice today.