Invoices and estimates
Send branded estimates, convert the approved ones into invoices in a click, and set recurring invoices for work you bill every month.
Solutions
Money tools built around how you work
A contractor, a freelancer, a restaurant, and someone on a salary do not need the same thing. Pick the one that sounds like you.
Choose what fits
Each page walks through the specific workflow, the usual friction, and how Pynse removes it.
Pynse Books
For the business side
Connected bank feeds
Link your business chequing and credit card accounts so transactions arrive on their own instead of being typed in from a statement.
Bills and vendors
Record supplier bills, track what you owe, and keep vendor history in the same place as the money going out.
Sales tax handled
Set your tax rates once and let Pynse Books total what you collected and what you paid, so filing season is a report instead of a weekend.
Reconciliation that ends
Match bank lines to invoices and bills, clear the exceptions, and know the books tie out to the account balance.
Reports you will actually read
Profit and loss, balance sheet, and transaction detail refresh as the data lands, so you can check the month without waiting on anyone.
Pynse Balance
For your own money
One balance, every account
Chequing, savings, and credit cards in a single number, so you know what you actually have before you spend it.
Automatic bank sync
Transactions arrive on their own. No spreadsheet to update on Sunday night and no receipts to key in.
Categories that make sense
Spending is sorted into plain-language categories you can adjust, so the picture matches how you actually live.
Budgets per category
Set a limit for groceries, eating out, or transport and watch the month against it instead of guessing at the end.
Savings goals
Name what you are saving for, set the target, and track the progress ring instead of a vague intention.
Alerts and Face ID lock
Get told when something unusual lands, and keep the whole app behind biometric lock on your phone.
Bookkeeping by city
Local pages with the sales tax rules that apply where you are.
Toronto
Ontario · 13% HST
Ottawa
Ontario · 13% HST
Calgary
Alberta · 5% GST
Vancouver
British Columbia · 5% GST + 7% PST
Montreal
Quebec · 5% GST + 9.975% QST
Edmonton
Alberta · 5% GST
Winnipeg
Manitoba · 5% GST + 7% RST
Mississauga
Ontario · 13% HST
Brampton
Ontario · 13% HST
Hamilton
Ontario · 13% HST
Halifax
Nova Scotia · 14% HST
Kitchener-Waterloo
Ontario · 13% HST
Frequently asked questions
What is the difference between Pynse Books and Pynse Balance?
Pynse Books is the bookkeeping product for businesses: invoices, bills, banking, sales tax, and reports. Pynse Balance is the personal finance app for individuals: accounts, spending categories, budgets, and savings goals.
My industry is not listed. Will Pynse still work?
Yes. These pages describe the workflow for common kinds of business, but Pynse Books is general-purpose bookkeeping. If you invoice customers, pay suppliers, and file sales tax, it fits.
Can I use both products?
Many people do. Keep the business in Pynse Books and your household money in Pynse Balance, so business and personal never get tangled together.
Pick a product and get going
Pynse Books for the business, Pynse Balance for everything else.